New York City, New York — A growing number of Americans say financial insecurity now worries them more than death itself, according to a new survey highlighting persistent economic stress despite easing inflation rates.
The survey, conducted by Allianz Life Insurance Company North America, found that nearly 70% of Americans fear running out of money more than dying. Generation X reported the highest level of concern at 73%, followed by millennials at 69%, while 59% of baby boomers expressed the same fear.
Kelly LaVigne, Allianz Life’s vice president of consumer insights, said many Americans are increasingly concerned about financing long retirements during a period of economic uncertainty and elevated living costs. While inflation has slowed compared to previous years, surveys continue to show that high prices remain a major source of frustration for consumers.
Separate economic data cited in the report also reflects growing financial strain. A 2025 Bank of America workplace survey found that 85% of Americans carry some form of personal debt, while more workers are seeking assistance for emergency savings and debt management. Housing costs continue to add pressure, with Harvard’s Joint Center for Housing Studies reporting that nearly half of renters spent more than one-third of their income on rent and utilities in 2024.
The Allianz survey included 1,000 adults over age 25 with middle-income earnings or significant investable assets.
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